{"id":82,"date":"2019-03-12T19:29:52","date_gmt":"2019-03-12T06:29:52","guid":{"rendered":"https:\/\/breecameron.co.nz\/blog\/?p=82"},"modified":"2019-03-12T19:32:35","modified_gmt":"2019-03-12T06:32:35","slug":"how-kiwisaver-helps-you-buy-your-first-home","status":"publish","type":"post","link":"https:\/\/breecameron.co.nz\/blog\/how-kiwisaver-helps-you-buy-your-first-home\/","title":{"rendered":"How Kiwisaver helps you buy your first home"},"content":{"rendered":"\n<p>Many young couples want to know \u2026 to use or not to use their\nKiwisaver? <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"310\" height=\"350\" src=\"https:\/\/breecameron.co.nz\/blog\/wp-content\/uploads\/2019\/03\/loanmarket-1.jpg\" alt=\"\" class=\"wp-image-83\" srcset=\"https:\/\/breecameron.co.nz\/blog\/wp-content\/uploads\/2019\/03\/loanmarket-1.jpg 310w, https:\/\/breecameron.co.nz\/blog\/wp-content\/uploads\/2019\/03\/loanmarket-1-266x300.jpg 266w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure><\/div>\n\n\n\n<p>This is just one question you can put to your mortgage\nbroker at Loan Market.<\/p>\n\n\n\n<p>In most cases withdrawing funds from any superannuation fund\nsuch as KiwiSaver is not possible until retirement, but financing your first\nhome deposit is one exception to this rule.<\/p>\n\n\n\n<p>To be eligible you will need to meet the criteria of your\nlender and this includes being a member of Kiwisaver for three or more years\nand the funds must be for your very first home purchase you will then occupy.\nThe home cannot be an investment property. Your Loan Market broker can take you\nthrough this step by step.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>It is important to get your loan pre-approved ahead of\nshopping for a home. This way you have the confidence to bid at an auction or\nnegotiate within your approval level.<\/p>\n\n\n\n<p><strong>So what is\npre-approval?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/breecameron.co.nz\/blog\/wp-content\/uploads\/2019\/03\/loanmarket-2.jpg\" alt=\"\" class=\"wp-image-84\" width=\"127\" height=\"123\"\/><\/figure><\/div>\n\n\n\n<p>Pre-approval is\nwhen a lender has looked at your finances and is satisfied you could pay off\nthe type of loan you applied for. It means you:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Know what you can spend<\/li><li>Can bid at auction<\/li><li>Get an idea of what your loan repayments might be<\/li><\/ul>\n\n\n\n<p><strong>The Loan Market team\nis the link you are looking for when purchasing your home.<\/strong><\/p>\n\n\n\n<p><strong>Why should\nyou go to Loan Market for help?<\/strong><\/p>\n\n\n\n<p style=\"text-align:left\"> <img loading=\"lazy\" decoding=\"async\" width=\"202\" height=\"151\" class=\"wp-image-85\" style=\"width: 150px; margin-right: 20px;\" src=\"https:\/\/breecameron.co.nz\/blog\/wp-content\/uploads\/2019\/03\/loanmarket-3.jpg\" align=\"left\" alt=\"\"><del><\/del>The Loan Market broker works on your behalf with all the major New Zealand and Australian owned banks. A loan is a large, and often long-term financial commitment. It makes sense to get it right the first time. A Loan Market mortgage adviser can help you compare rates, fees and features to help you select the product that suits your specific circumstances. With over 100 Loan Market advisers across New Zealand, with access to more than 800 loan products, there\u2019s someone near you who can help ensure you get the best loan &nbsp; To learn more call&nbsp;<strong>Bree Cameron<\/strong>&nbsp;who can put you in touch with a Loan Market advisor near you or visit &nbsp;<a href=\"https:\/\/www.loanmarket.co.nz\/brokers\/sifa-sifakula\"><strong>https:\/\/www.loanmarket.co.nz\/brokers\/sifa-sifakula<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many young couples want to know \u2026 to use or not to use their Kiwisaver? This is just one question you can put to your mortgage broker at Loan Market. In most cases withdrawing funds from any superannuation fund such as KiwiSaver is not possible &hellip; <a href=\"https:\/\/breecameron.co.nz\/blog\/how-kiwisaver-helps-you-buy-your-first-home\/\" class=\"more-link\"><span>Continue reading<span class=\"screen-reader-text\">How Kiwisaver helps you buy your first home<\/span><\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":88,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,3],"tags":[],"class_list":["post-82","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life","category-real-estate"],"_links":{"self":[{"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/posts\/82","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/comments?post=82"}],"version-history":[{"count":7,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions"}],"predecessor-version":[{"id":93,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/posts\/82\/revisions\/93"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/media\/88"}],"wp:attachment":[{"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/media?parent=82"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/categories?post=82"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/breecameron.co.nz\/blog\/wp-json\/wp\/v2\/tags?post=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}